<B>Dear Annie:</B> What do you do with a sibling who has been enabled all of his life when Mom is no longer around to provide for him?

My brother has had a house to live in, a car to drive, insurance, etc., for the past 25 years. He is an alcoholic and a drug user. He doesn't work because he doesn't want to. He has an all-expenses-paid life.

When my mother dies, how do we settle the estate? If the house is given to my brother, he would lose it because he has no concept of paying bills. My sister thinks we should sell the place, give my brother his share and move on.

My mother is 82 years old and in poor health. She will be leaving us a huge mess when she passes, but she refuses to discuss it now.

<B>Help Me Plan </B>

<B>
Dear Help:</B> Your mother doesn't want to deal with this, so she's hiding her head in the sand.